Why All Car Accidents Need to be Taken Seriously

Almost every car accident that occurs involves at least one vehicle weighing at least 2,500 pounds moving at speeds above 3-5 miles per hour.  That does not seem like much but consider the human body - it was not designed to absorb even the slightest jolt that a car can produce.  Moreover, the position of the driver and passengers within the standard seat design of cars also puts the person at a great disadvantage.

As we all know, most car accidents involve higher speeds, other vehicles or objects, and loose objects within the vehicle itself.  Unless each and every passenger and driver is sitting in the exact position that the seats and seatbelts were designed to protect - a person will receive some degree of back or neck injury from an accident.

We are not Crash Test Dummies

Watch crash test dummy tests the next time you see them on TV.  Note how they position the dummies.  Unfortunately, sitting back and straight in the seat with the seatbelt at the proper position securely over your shoulder is a position that we cannot maintain and we don't.  Also note the movement of those same dummies when they crash.  Our backs and necks did not evolve to protect us from those types of impacts.

Even a slight bump of a car running into the back of another car causes a jolt to the spinal column.  Our bodies have the musculature and tendons to protect our backs and necks from these minor jolts - if we know they are coming.  Unfortunately, car accidents typically occur without forewarning.  The slight jolt hits us at unawares and we react by a quick and massive muscle constriction.  It is an automatic response but it evolved for other reasons.

Car accidents put our bodies into the world of physics that does not normally occur in nature.  Quick and sudden jolts from a car slamming into another car almost instantaneously contorts our bodies into positions our bodies were not meant to be in.

It Is Only A Sore Back Or Is It?

Most car accident victims think all they have is a sore neck or back.  They believe it will go away in a short amount of time.  For some people that may be right.  A quick settlement with the insurance company and everyone is happy.

Unfortunately, a sore neck or back is typically a sign of something much more serious.  Beneath the soreness can be a bulging disk ready to slip.  The bulge could be next to the sciatic nerve and when it does finally slip, long after you settled with the insurance company, it can cause extreme pain and disability.

A sore neck or sore back are signs of injury.  Tingling legs, hips, or arms are signs of potential nerve damage.  Keep these things in mind because Florida law protects you in these instances.

Florida Law Requires All Drivers to Carry Personal Injury Protection Insurance

When you are in an accident your car insurance will cover your medical expenses due to the accident up to 80% of the first $10,000 unless you have increased your coverage.  This is the minimum insurance required by Florida law.

Personal Injury Protection insurance is a protection for you.  It allows you to seek medical treatment without fear of the costs so that the extent of your injuries - even just a sore back - can be established.  Without first establishing the extent of your injuries it is impossible to arrive at an appropriate settlement with the insurance companies.  Once you settle the discussions are over.  Regardless of the true extent of your injuries - a settlement means the obligations of your insurance company have been fulfilled even if your injuries are more than they appeared to be.

For more information on car accident injuries, insurance companies, and how to protect yourself go to the Insurance Industry Practices page

You can call us at (407) 841-5555 or email us at ejdirgapa@gmail.com with any questions regarding your car accident.

Things to be thinking about if you are involved in an accident

Where did the accident occur?  Were the police called?  Was a report filed?  Did you exchange insurance information? Have you contacted your insurance company?

Those are some initial questions we will need to know.  In addition, we will need to see the following if you have them - if not, we can still help.

• Name of insurance carrier and policy number.
• Name of family doctor if you have one.
• Name and policy number of health insurance.
• List of all injuries sustained in crash.
• Accident report.
• All traffic tickets given to you.
• Name of other driver's insurance company.

For more information regarding having us representing you, contact us at (407) 841-5555 or by clicking the button below.

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We can help...

• We will make sure you see the doctors and specialists necessary to determine your injuries, if any.
  
• We will make sure your medical bills are paid for by those at fault and responsible.
  
• We will make sure your property damage and and car is fixed and paid for.
  
• We will represent you before the insurance companies and make sure that your injuries, your true injuries, are properly addressed.

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