Orlando Car Accident Injury Attorney Eric J Dirga PA

Orlando Car Accident Passenger Victims

Car accidents not only involve the drivers of the different automobiles but also any passengers that happened to be riding in the vehicles.  Passengers are always in a better place regarding insurance coverage than the drivers so long as the drivers have insurance.

Passengers are Not At-Fault

Passengers are always covered so long as the insurance has bodily injury coverage.  This is another reason why having minimal insurance coverage is a bad idea.  Minimal insurance will not cover your passengers (i.e., your friends and family).  Here is another good reason to carry Uninsured Motorist Insurance.  Don't expect your insurance agent to push this coverage.  It is cheap and adds to their responsibilities.

As a passenger both drivers' insurance may be required to cover your injuries through their bodily injury coverage. This gives passengers more options and coverage opportunities.  Remember, the idea here is that your medical costs are covered for your injuries you wouldn't have but for the car accident.

Additionally, a passenger's own auto insurance personal injury protection (PIP) can be used for medical coverage.  Personal injury protection (PIP) is required by law for all drivers in Florida.  Unfortunately, the minimum amount of PIP required is only $10,000.  Medical costs will eat that up quickly.  Increasing the amount of PIP coverage is always a good idea.

Call us, we will get you answers

You can call us at (407) 841-5555 or email us at ejdirgapa@gmail.com with any questions regarding your car accident.

Things to be thinking about...

When driving as a passenger you should know whether the person you are driving with has the proper amount of insurance coverage.  This is especially true if you know this person drives in a reckless manner (in a manner you would not drive).  It may sound silly but it is your future that is at stake.

Where did the accident occur?  Where the police called?  Was  report filed?

Those are some initial questions we will need to know.  In addition, we will need to see the following if you have them - if not, we can still help.

  • Name of insurance carrier and policy number of all drivers involved.
  • Name of family doctor if you have one.
  • Name and policy number of health insurance and your own automobile insurance.
  • List of all injuries sustained in crash.
  • Accident report.
  • If you think you are injured, even slightly, take the ride to the hospital.  Remember, these costs will be covered by insurance if it is available.

For more information regarding having us representing you, contact us at (407) 841-5555 or by clicking the button below.

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Additional INFO

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INVOLVED IN A CAR ACCIDENT

CAR ACCIDENT HELP

WHY ALL CAR ACCIDENTS ARE SERIOUS

THE AUTO INSURANCE INDUSTRY

YOUR MINIMUM COVERAGE

CAR ACCIDENT PASSENGERS

CAR ACCIDENT QUESTIONS AND ANSWERS

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DID YOU KNOW

  • Your personal injury protection (PIP) coverage will pay for 80% of the first $10,000 in medical expenses.  If you are not at fault this may be more.
  • Treatments not covered by PIP or your health insurance may still be available.
  • Uninsured Motorist Coverage you may have in your insurance policy covers the additional costs of damages caused in car accidents by drivers with no or little insurance.
  • Even if you are cited as "at fault" you may still be able to recover.

More Information On Our FAQs Page

There is more information at our "frequently asked and answered legal questions" page.